Debt & structured finance · Gurgaon
We arrange the funding businesses and developers need — for projects, working capital, expansion, or unlocking value from property. From ₹20 to ₹150 crore, through the banks, NBFCs, and funds that actually say yes. Closed quickly, and kept private.
What we do
Whether you're building, expanding, or need capital against what you already own — we know which lenders say yes to your kind of deal, and we get it done.
Funding for real estate and infrastructure — land, construction, and development. We work with the banks, NBFCs, and funds that actually lend to projects.
Unlock capital from property you already own — against the asset itself, or against the rent it earns. Often the cheapest, fastest money available to you.
For day-to-day operations and steady growth — cash credit, working capital lines, and term loans, secured or unsecured, from banks and NBFCs.
When the deal needs a tailored structure or fast money — bridge funding, structured debt, and the situations most lenders find hard to fund.
How we work
You tell us what you need. We do the rest — and keep it quiet.
Tell us about the business or project and how much you need. We'll tell you honestly what's possible, and what it will take to get there.
We know which banks, NBFCs, and funds actually fund your kind of deal. We approach the right ones together, so you get the best terms — not the first offer.
We handle the paperwork, the process, and the negotiation until the money is in your account. Start to finish, discreetly.
A first conversation about the business or project and how much you're looking to raise.
The right banks, NBFCs, and funds for your deal — approached together, for the best terms.
Documents, diligence, and negotiation — managed by us, so you stay focused on the business.
Sanction, paperwork, disbursement. Clean deals can close in as little as 2–10 days.
About
Pacewell Capital is a debt and structured finance firm based in Gurgaon. We help businesses, developers, and promoters across India raise the capital they need — for projects, working capital, expansion, and unlocking value from property — through our relationships with banks, NBFCs, and funds.
We work closely with a small number of clients at a time. Most of our work comes through referral, and most of it stays private. If you've been sent our way, or found us on your own, we'd be glad to talk.
Common questions
The things promoters ask us first. The full list is on our FAQ page.
A working shortcut lenders use: total debt capacity is roughly 3–4.5× EBITDA depending on sector, minus existing debt. Secured lending against property typically goes to 55–75% of market value. A company doing ₹300 crore revenue at 12% margins with modest existing debt can usually support ₹50–100 crore of total facilities.
Market standard is 4–12 weeks depending on lender and complexity. With complete documents and the right lender matched to the profile, it compresses sharply — clean mandates have moved from first conversation to disbursement in 2–10 days. Most delays come from incomplete files and approaching the wrong lender pool.
No. Banks decline for policy reasons — sector caps, group exposure, project stage — that NBFCs, AIF debt funds, and private credit lenders accept every week. The work is diagnosing why the bank said no, then approaching the pool that funds that profile. We wrote the full version: 7 alternatives after a bank rejection.
Neither. Pacewell is a debt advisory and arranger. Loans arranged through us are provided by RBI-regulated banks, NBFCs, and funds. We design the structure, run the lender process, and manage the transaction through to disbursement — working on your side of the table.
Arrangement fees in the Indian market run 0.5–2% of the sanctioned amount, usually success-based and paid on disbursement. The first conversation is free and carries no obligation — and if the honest answer is that your own bank will do this cheaper, that is what you will hear.
Get in touch
Whether you're ready to raise or just exploring options, we're happy to have a conversation. No pressure, no commitment.
We'll come back within one business day. First call is 30 minutes — we'll ask about the business and tell you honestly whether we can help.
